{
  "data": {
    "country": {
      "iso3": "UKR",
      "name": "Ukraine",
      "bank_count": 60,
      "has_full_bank_coverage": false,
      "currency": "UAH"
    },
    "kpis": {
      "roe": 0.3049734492610414,
      "roa": 0.03191220951932344,
      "cost_income": 0.4308031481030767,
      "leverage_ratio": 9.022868229739808,
      "asset_utilization": 0.09556352212803425,
      "provisions_pct": 0.5116484523243582,
      "total_assets_usd_mm": 101145.34513822423,
      "total_equity_usd_mm": 11209.888315208273,
      "net_profit_usd_mm": 3066.0948251315917
    },
    "balance_sheet": {
      "total_assets_usd_mm": 96773.1,
      "composition": {
        "loans_pct": 0.27,
        "securities_pct": 0.4854,
        "cash_pct": 0.0929,
        "other_assets_pct": 0.1868,
        "deposits_pct": 0.8227,
        "other_liabilities_pct": 0.0615,
        "equity_pct": 0.1158
      },
      "loans_gross_usd_mm": 26128.43,
      "securities_usd_mm": 46975.31,
      "cash_and_equivalents_usd_mm": 8986.3,
      "deposits_usd_mm": 79614.9,
      "total_equity_usd_mm": 11209.89
    },
    "income_statement": {
      "net_interest_income_usd_mm": 6577.3,
      "net_commission_income_usd_mm": 1538.72,
      "operating_expenses_usd_mm": 3955.48,
      "impairment_provisions_usd_mm": 108.33,
      "net_profit_usd_mm": 3066.09
    },
    "top_banks": [
      {
        "bank_code": "46",
        "bank_name": "CB\u00a0PrivatBank\u00a0JSC",
        "total_assets_usd_mm": 22764.548317126995,
        "roe": 0.2916605798142885,
        "roa": 0.030648644497731768,
        "cost_income": 0.25629704482830346,
        "leverage_ratio": 9.384286073393865
      },
      {
        "bank_code": "6",
        "bank_name": "Oschadbank\u00a0JSC",
        "total_assets_usd_mm": 12994.223387196178,
        "roe": 0.40573114823481704,
        "roa": 0.0334457475807023,
        "cost_income": 0.5595058979879247,
        "leverage_ratio": 11.34546177943159
      },
      {
        "bank_code": "2",
        "bank_name": "Ukreximbank JSC",
        "total_assets_usd_mm": 7873.870042731737,
        "roe": 0.573886682603213,
        "roa": 0.027669271835665248,
        "cost_income": 0.3349701757993487,
        "leverage_ratio": 16.695561962891592
      },
      {
        "bank_code": "36",
        "bank_name": "Raiffeisen\u00a0Bank\u00a0Aval\u00a0JSC",
        "total_assets_usd_mm": 6368.172621955491,
        "roe": 0.31966611780420373,
        "roa": 0.04298019166734126,
        "cost_income": 0.4865433175730961,
        "leverage_ratio": 6.718876476814647
      },
      {
        "bank_code": "115",
        "bank_name": "FUIB JSC",
        "total_assets_usd_mm": 5802.3937477530235,
        "roe": 0.2948981742012204,
        "roa": 0.036965415721217025,
        "cost_income": 0.4871028292938605,
        "leverage_ratio": 7.400227663028904
      },
      {
        "bank_code": "274",
        "bank_name": "Ukrg\u0430zb\u0430nk\u00a0JSB",
        "total_assets_usd_mm": 5606.4503338497825,
        "roe": 0.2658105972974479,
        "roa": 0.021844179012150435,
        "cost_income": 0.460044114089427,
        "leverage_ratio": 11.350762336227135
      },
      {
        "bank_code": "242",
        "bank_name": "\u0410\u0422 \"\u0423\u041d\u0406\u0412\u0415\u0420\u0421\u0410\u041b \u0411\u0410\u041d\u041a\"",
        "total_assets_usd_mm": 5331.254431538219,
        "roe": 0.5046184829759779,
        "roa": 0.055123002612835786,
        "cost_income": 0.48542448655260284,
        "leverage_ratio": 8.611776430558706
      },
      {
        "bank_code": "136",
        "bank_name": "UKRSIBBANK JSC",
        "total_assets_usd_mm": 4573.680379265119,
        "roe": 0.23906509055898584,
        "roa": 0.03213170603249459,
        "cost_income": 0.5157012792463118,
        "leverage_ratio": 6.958472789493447
      },
      {
        "bank_code": "272",
        "bank_name": "\u0410\u0422 \"\u0410\u041b\u042c\u0424\u0410-\u0411\u0410\u041d\u041a\"",
        "total_assets_usd_mm": 3755.6966876439283,
        "roe": 0.25685843785462703,
        "roa": 0.021436903378531616,
        "cost_income": 0.6797287685489342,
        "leverage_ratio": 10.978725922608843
      },
      {
        "bank_code": "296",
        "bank_name": "\u0410\u0422 \"\u041e\u0422\u041f \u0411\u0410\u041d\u041a\"",
        "total_assets_usd_mm": 3428.09998457523,
        "roe": 0.2340065601978136,
        "roa": 0.0415307901232747,
        "cost_income": 0.3252257318216792,
        "leverage_ratio": 5.453786055899298
      }
    ]
  },
  "meta": {
    "country_iso3": "UKR",
    "fiscal_year": 2025,
    "top_banks_count": 10,
    "has_full_bank_coverage": false,
    "note": "Distribution and concentration data require full bank coverage"
  }
}