Banking Atlas

Banking Atlas is a multi-country web application for comparing key financial performance indicators (KPIs) of banks. It aggregates data from official regulatory sources for banks across 40+ countries.

Platform Overview

Coverage: 10685 banks across 36 countries, 151518 reports spanning 1996-2025

Interactive dashboard: https://bankingatlas.com/

API Capabilities

Banking Atlas provides a comprehensive, free, read-only JSON API for programmatic access to raw financial data, not just derived ratios. Full API Documentation

Output formats: All endpoints return JSON by default. Add ?format=html to any endpoint URL to get a clean HTML table — ideal for browsing tools and AI agents. Example: https://bankingatlas.com/api/countries?format=html

Quick Start — Click Any URL Below

These URLs return real data. Click to see the response format, then modify parameters for your needs.

⭐ Full country overview (START HERE)

https://bankingatlas.com/api/countries/UKR/overview — KPIs + balance sheet + P&L + distribution + concentration + top banks in ONE call

All available countries

https://bankingatlas.com/api/countries

Get banks in a country

https://bankingatlas.com/api/banks?country=UKR&limit=10

Bank KPIs (PrivatBank, all years)

https://bankingatlas.com/api/banks/46/kpis

Country sector KPIs (Ukraine 2024)

https://bankingatlas.com/api/countries/UKR/kpis?year=2024

Balance sheet (USA, USD)

https://bankingatlas.com/api/countries/USA/financials?statement=bs&currency=usd&year=2024

Compare countries

https://bankingatlas.com/api/compare?countries=USA,GBR,UKR&year=2024

KPI distribution (ROE in USA)

https://bankingatlas.com/api/countries/USA/distribution?kpis=roe&year=2024

Bulk export (CSV)

https://bankingatlas.com/api/panel/banks?countries=UKR&format=csv

Valid KPI names

https://bankingatlas.com/api/kpis

Common Parameters

Detailed API Reference

1. Raw Financial Statements (Balance Sheet & Income Statement)

Full line-item financial data for individual banks and aggregated country sectors. Available in both local currency and USD.

• GET /api/banks/{bank_code}/financials — Individual bank BS & P&L
• GET /api/countries/{iso3}/financials — Aggregated sector-level BS & P&L with composition percentages

Balance sheet fields: loans_gross, loan_loss_allowance, net_loans, securities, cash_and_equivalents, other_assets, total_assets, deposits, other_liabilities, total_equity. Plus composition shares (loans_pct, securities_pct, deposits_pct, equity_pct, etc.).

Income statement fields: interest_income, interest_expense, net_interest_income, commission_income, commission_expense, net_commission_income, other_income, fx_income, trading_income, impairment_provisions, operating_expenses, depreciation_amortization, income_tax_expense, profit_before_tax, net_profit.

Currency options: ?currency=local (original filing currency), ?currency=usd (USD millions), ?currency=both (default).

2. Bank KPIs & Time Series

• GET /api/banks — Search and list banks with filtering by country and name
• GET /api/banks/{bank_code}/kpis — KPI time series for a specific bank (26 KPIs available)

3. Country-Level Analytics

• GET /api/countries — All countries with aggregate banking stats
• GET /api/countries/{iso3}/kpis — Market-level KPI time series (asset-weighted averages)
• GET /api/countries/{iso3}/overview — All-in-one country snapshot: KPIs + balance sheet + P&L + distribution + concentration + top banks in a single response. Best endpoint for AI agents to start a country analysis.

Overview parameters: ?year=2024 (default: latest), ?top_banks=10 (number of top banks to include), ?kpis=roe,roa,cost_income (KPIs for distribution stats).

4. Distribution Statistics (Median, Percentiles, Dispersion)

Goes beyond weighted averages. Shows how KPIs are distributed across banks in a country.

• GET /api/countries/{iso3}/distribution

Fields per KPI/year: simple_average, weighted_average, median, p10, p25, p75, p90, std_dev, min, max, bank_count. Available for countries with full bank coverage (USA, UK, EU/EEA, Australia, Canada, Ukraine, Azerbaijan).

5. Market Concentration (HHI, CR Ratios)

Structural analysis: are assets concentrated in a few banks or dispersed?

• GET /api/countries/{iso3}/concentration

Fields: HHI (by assets, deposits, loans on 0-10,000 scale), CR3, CR5, CR10 (market share of top N banks), bank_count.

6. Side-by-Side Comparison

• GET /api/compare — Compare up to 20 banks or 30 countries in one call

7. Bulk Panel Data Export (up to 10,000 rows, JSON or CSV)

Flat datasets for research. Supports filtering by country, year range, minimum asset size, and custom KPI selection.

• GET /api/panel — Bank-level panel data
• GET /api/panel/banks — Bank-year panel with size filter
• GET /api/panel/countries — Country-year aggregated panel

Output formats: ?format=json (default) or ?format=csv. Up to 10,000 rows per request.

8. KPI Definitions & Methodology

• GET /api/kpis — KPI catalog: name, formula, unit, category, DuPont flags
• GET /api/definitions — Detailed definitions: exact formula, numerator/denominator, averaging convention, methodology notes

9. Platform Overview

• GET /api/summary — Coverage stats, country list, data sources, sample data, capability descriptions

Discovery: .well-known/ai-plugin.json · sitemap.xml

Available KPIs (26 metrics)

All KPIs are available for bank-level and country-level queries, distribution statistics, panel exports, and comparisons.

• Profitability: roe, roa, roe_bt, roa_bt, profit_margin, asset_utilization
• Efficiency: cost_income
• Leverage: leverage_ratio, leverage_dupont
• Income Structure: nii_on_assets_pct, interest_income_on_assets_pct, interest_expense_on_assets_pct, nci_on_assets_pct, commission_income_on_assets_pct, commission_expense_on_assets_pct, other_income_on_assets_pct
• Cost Structure: opex_total_on_assets_pct, admin_opex_on_assets_pct, provisions_on_assets_pct, tax_on_assets_pct
• Growth: asset_growth, net_income_growth
• Size (USD millions): total_assets_usd, total_equity_usd, net_profit_usd, profit_before_tax_usd

Data Sources

• fdic_call_report: 10127 banks
• apra_madis: 166 banks
• eba_transparency: 140 banks
• osfi_regulatory: 99 banks
• nbu_aggregate: 79 banks
• nbk_aggregate: 33 banks
• cba_aggregate: 22 banks
• ifrs_report: 19 banks

Countries Covered

Sample Data - Largest Banks by Total Assets (Latest Year)

Features

• Cross-country comparison with automatic USD conversion
• Interactive charts: bar charts, scatter plots, time series, balance sheet composition, balance sheet evolution, ROE tree decomposition
• Choropleth map visualization of KPIs across countries
• Market-level (country aggregate) and bank-level analysis
• Data export to PNG and Excel